Terms and Conditions

Welcome to Actual Article. By accessing this website, we assume you accept these terms and conditions. Do not continue to use Actual Article if you do not agree to all of the terms and conditions stated on this page.

Definitions

The following terminology applies to these Terms and Conditions, Privacy Statement, Disclaimer Notice, and all Agreements:

"Client", "You", "Your" refer to the person using this website and compliant with the Company’s terms and conditions.
"The Company", "Ourselves", "We", "Our", "Us" refer to Actual Article.
"Party", "Parties", "Us" refer to both the Client and the Company.

All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to the prevailing law of the primary country of operation. The Company will also comply with local laws where applicable in the United States, the United Kingdom, and the European Union. Any use of the above terminology or other words in the singular, plural, capitalization, and/or he/she or they are taken as interchangeable and therefore as referring to the same.

Cookies

We employ the use of cookies. By accessing Actual Article, you agree to use cookies in agreement with the Actual Article Privacy Policy.

Most interactive websites use cookies to let us retrieve user details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate and advertising partners may also use cookies.

GDPR and CCPA Compliance

Actual Article complies with the EU General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA). This includes obtaining explicit consent for the use of cookies, providing clear information about what cookies are used for, and allowing users to manage their cookie preferences.

License

Unless otherwise stated, Actual Article and/or its licensors own the intellectual property rights for all material on Actual Article. All intellectual property rights are reserved.

You may access content for personal use, subject to these restrictions:

Do not republish material from Actual Article.
Do not sell, rent, or sub-license material from Actual Article.
Do not reproduce, duplicate, or copy material from Actual Article.
Do not redistribute content from Actual Article.

This Agreement shall begin on the date hereof.

User-Generated Content and Article Submissions

Parts of this website allow registered users to submit articles, comments, and other content ("User Content").

By submitting User Content, you represent and warrant that:

You are the lawful owner of the content or have all necessary licenses, rights, consents, and permissions to publish it.
The content does not infringe any copyright, trademark, patent, trade secret, or other intellectual property right.
The content does not violate any applicable law, regulation, or third-party rights.
The content is not defamatory, misleading, fraudulent, obscene, or unlawful.
The content does not contain hidden advertising, undisclosed affiliate links, or deceptive promotional material.
Use of AI tools has been disclosed where required by editorial policy.

You retain ownership of your submitted content. However, by submitting content, you grant Actual Article a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, publish, distribute, display, edit, adapt, translate, and promote such content in any media format now known or later developed.

This license includes the right to modify content for formatting, grammar, SEO, and editorial standards; use content for promotional and marketing purposes; and retain archived copies for legal, regulatory, and evidentiary purposes. This license survives account termination.

Actual Article reserves the right to review, edit, reject, suspend, or remove any content at its sole discretion and without prior notice. Publication is not guaranteed.

Hyperlinking to Our Content

The following organizations may link to our Website without prior written approval

Government agencies
Search engines
News organizations
Online directory distributors (under standard listing practices)
System-wide accredited businesses (excluding certain nonprofit and charity solicitations)

These organizations may link to our home page, publications, or other website information so long as the link is not deceptive, does not falsely imply sponsorship or endorsement, and fits within the context of the linking party site.

Organizations we may consider and approve on request

Commonly-known consumer and business information sources
Dot-com community sites
Associations and other groups representing charities
Online directory distributors
Internet portals
Accounting, law, and consulting firms
Educational institutions and trade associations

Approved organizations may hyperlink to our website by use of our corporate name, by use of the uniform resource locator being linked to, or by use of any other description that makes sense within the context and format of content on the linking party site.

No use of Actual Article logo or other artwork will be allowed for linking absent a trademark license agreement.

If you are interested in linking to our website, please inform us by email with your organization details, source URLs, and target URLs. Please allow 2–3 weeks for a response.

iFrames

Without prior written permission, you may not create frames around our webpages that alter the visual presentation or appearance of our website.

Content Liability

We shall not be held responsible for any content that appears on your website. You agree to protect and defend us against all claims rising on your website. No link should appear on any website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of any third-party rights.

Your Privacy

Please read our Privacy Policy.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our website. You approve immediate removal upon request. We also reserve the right to amend these terms and conditions and linking policy at any time. By continuously linking to our website, you agree to be bound to and follow these linking terms and conditions.

Removal of Links from Our Website

If you find any link on our website offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links, but we are not obligated to do so or to respond directly.

We do not ensure that the information on this website is correct, complete, or accurate; nor do we promise to ensure that the website remains available or that the material is kept up to date.

Notice and Takedown

We comply with the EU Digital Services Act (DSA) and U.S. Communications Decency Act (CDA) Section 230. If you believe any content on our site infringes your rights or is unlawful, notify us through our contact details and we will review and act under applicable laws.

Copyright Policy and Repeat Infringer Policy

Actual Article complies with applicable intellectual property laws, including the United States Digital Millennium Copyright Act (17 U.S.C. §512), the UK Copyright, Designs and Patents Act 1988, and the EU Digital Services Act.

Identification of the copyrighted work.
Identification of allegedly infringing material.
Your contact details.
A good-faith statement of unauthorized use.
A statement that submitted information is accurate.
A statement under penalty of perjury that you are authorized to act.
Your physical or electronic signature.

Upon receipt of a valid notice, we may remove or disable access to the content. Users may submit a counter-notification where applicable. Actual Article enforces a repeat infringer policy. Accounts that repeatedly violate intellectual property rights may be suspended or permanently terminated.

Editorial Independence and No Professional Advice

User-submitted content reflects the views of the respective authors and does not necessarily represent the views of Actual Article. Actual Article acts as an intermediary hosting service provider and does not guarantee the accuracy, completeness, or reliability of user-generated content.

Content published on this website is provided for informational purposes only and does not constitute legal, financial, medical, or professional advice. Users are solely responsible for their submissions.

Disclaimer

To the maximum extent permitted by law, we exclude all representations, warranties, and conditions relating to this website and its use.

Nothing in this disclaimer limits or excludes liability for:

Death or personal injury;
Fraud or fraudulent misrepresentation;
Any liabilities not permitted to be limited by applicable law;
Any liabilities that cannot be excluded under applicable law.

These limitations apply to all liabilities arising under this disclaimer, including contract, tort, and breach of statutory duty.

As long as the website and its information/services are provided free of charge, we are not liable for any loss or damage of any nature.

Affiliate Marketplace and Third-Party Transaction Disclaimer

Actual Article operates informational and affiliate-based shopping platforms, including but not limited to shop subdomains (for example, shop.actualarticle.com, shop.actualarticle.co.uk, and other country-specific domains).

No Sale of Products

Actual Article does not manufacture, store, sell, ship, or supply any products displayed on our shop platforms. All products featured on our shop pages are offered by independent third-party merchants and advertisers. When a user clicks a product link, image, or advertisement, the user is redirected to the merchant website where the transaction is completed. Actual Article is not a party to any transaction between users and third-party merchants.

Merchant Responsibility

The third-party merchant is solely responsible for product pricing, product descriptions, availability, shipping and delivery, returns and refunds, warranties and guarantees, customer service, payment processing, and compliance with applicable consumer protection laws. Any claims, disputes, or inquiries regarding a product or transaction must be directed to the relevant merchant.

Pricing and Availability Disclaimer

Product prices, availability, specifications, and promotional offers displayed on our shop platforms are provided by third-party merchants and may change at any time without notice. Actual Article does not guarantee pricing accuracy, product availability, or completeness of product descriptions. Final price and applicable terms are those displayed on the merchant website at the time of purchase.

Affiliate Disclosure

Actual Article participates in affiliate marketing programs and advertising networks. We may earn a commission when users click product links and make purchases through third-party merchant websites. Such commissions do not increase the price paid by users and do not affect our editorial independence where applicable.

We disclose affiliate relationships in accordance with applicable laws, including U.S. Federal Trade Commission guidelines, UK advertising standards, and EU consumer protection regulations.

Third-Party Websites

Our platforms contain links to third-party websites that are not owned or controlled by Actual Article. We are not responsible for third-party website content, privacy practices, terms and conditions, or business practices. Users should review applicable terms and privacy policies before engaging in transactions.

Limitation of Liability for Third-Party Transactions

To the maximum extent permitted by applicable law, Actual Article shall not be liable for product defects, delivery failures, refund disputes, warranty issues, losses arising from merchant conduct, payment disputes, or any damages resulting from third-party transactions. Your relationship for product purchases is strictly between you and the third-party merchant.

Applicability Across Domains

These Terms apply to all Actual Article websites, domains, and subdomains, including content platforms and shop platforms, unless otherwise expressly stated.